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Current Employer / Other Income
Please start with current or most recent income first. Do not enter an end date if employment is ongoing.
*If you have been at your current position less than 2 years, please provide previous employment information
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Please review the details
By clicking "Apply" I agree and affirm that:
- I hereby certify everything I have stated in this application is correct to the best of my knowledge. I understand that you will retain this application whether or not it is approved.
- NorthRidge Community Credit Union is authorized to check my credit and employment history and to answer questions about their credit experience with me.
- "The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law".
- I allow NorthRidge Community Credit Union to contact me on my cell phone regarding this obligation. In addition, I consent to prerecorded and automated voice calls to both my cell and landline numbers.
- I may be asked to answer a few multiple-choice questions in order to verify my identity and prevent someone else from fraudulently using my personal information.
- The Social Security Number or employer identification number I have provided is my correct Tax Identification Number.
- Credit Authorization: By submitting this request, I authorize the Credit Union to obtain credit reports in connection with this request for credit and for any update, increase, renewal, extension, or collection of the credit received. I understand that the Credit Union will rely on information in this request and my credit report to make its decision. When applicable, spousal information may also be requested as a part of this request. If I request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan requests made to federal credit unions or state chartered credit unions insured by NCUA.
- If I am applying for a credit card, I understand that the use of my card will constitute acknowledgment of receipt and agreement to the terms of the credit card agreement and disclosures.
- YOU GRANT US A SECURITY INTEREST IN ALL INDIVIDUAL AND JOINT SHARE AND/OR DEPOSIT ACCOUNTS YOU HAVE WITH US NOW AND IN THE FUTURE TO SECURE YOUR CREDIT CARD ACCOUNT. If I am in default, I authorize NorthRidge Community Credit Union to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under state or federal law if given as security, are not subject to the security interest you have given in my shares and deposits.
Thank you for your interest in a loan with NorthRidge Community Credit Union Please check your email inbox for additional information.
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